No branch. No hidden charges. No fine print.
Built for 542 million Africans who deserve better.
Unbanked Africans
Mobile Penetration
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Financial Health: 84/100 β¦
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NexaIQ: You've saved β¦18K more than last month. Keep it up!
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Transport Β· 2 days ago542 million Africans lack formal ID. Traditional banks turn them away. Nexa onboards anyone with a face scan and a phone number.
"All these bank charges" β every Nigerian has said this. Nexa discloses every fee in plain language before it happens. No surprises. Ever.
You shouldn't need β¦1,500 transport money and a day off work to fix a failed transaction. Nexa works fully on USSD, WhatsApp, and voice.
Nigeria loses β¦5 billion monthly to banking fraud. NexaShield AI watches every transaction in real time and stops fraud before it moves.
Banks won't lend to people without formal credit history. NexaScore builds yours from your actual behaviour β no collateral needed.
Most people don't know where their money goes. NexaIQ categorises every transaction and shows you your complete financial picture.
No branch. No queue. Download the app, enter your phone number, scan your face. Or dial *737*NEXA# from any phone β no internet required.
Send money, pay bills, save automatically, get a virtual card, split bills with friends, and receive salary β all in one place.
Every transaction is automatically labelled and analysed. Know exactly where every kobo goes. Get alerts before you overspend.
Grow your NexaScore, unlock loans without collateral, get micro-insurance, grow your business, and send money across Africa at 0.3%.
NexaIQ is the intelligence engine behind every Nexa account. It turns raw bank data into clear, useful, human insights.
April 2025 β Summary
Africa's credit bureaus exclude most people. NexaScore builds your creditworthiness from how you actually behave with money.
Your NexaScore
Nigeria loses β¦5B monthly to banking fraud. NexaShield makes Nexa the hardest bank in Africa to defraud.
Transfer β¦85,000 β Unknown
3:14 AM Β· Unusual time Β· New recipientTransfer β¦12,000 β Mama Ngozi
Regular recipient Β· Known amountLogin from new device
Abuja Β· iPhone 14 Β· 11:32 PM0 fraudulent transactions in 8 months
The average cost to send money within Africa is 8.9%. Western Union takes more. NeXchange changes this permanently.
Nigeria
β¦50,000Ghana
GHβ΅ 197.4Most Africans were never taught how money works. NexaLearn fixes that β and rewards you for learning.
Your NexaScore rises when you save consistently β even β¦500 a week counts. Users who save weekly see their score improve by an average of 12 points in 3 months...
Agriculture employs 70% of Africa's workforce, yet farmers are the most excluded from formal finance. Not anymore.
Tomato prices at Mile 12 are up 23% this week. Consider selling now.
Rain index normal for Anambra. No crop insurance payout triggered.
For individuals, students, farmers, and first-time banking users.
For freelancers, traders, market vendors, and small businesses.
For registered companies, NGOs, cooperatives, and enterprises.
Enter a monthly budget scenario and watch NexaIQ analyse it instantly.
Enter your income and expenses above,
then click Analyse.
Nexa ID onboards people with no government ID using face scan + community verification. For the first time, 542 million invisible Africans become financial citizens.
The Nexa Ambassador Programme creates real income for trained community agents in every ward, market, and village β earning β¦80Kββ¦150K per month.
NexaAgric gives smallholder farmers β 70% of Africa's workforce β access to credit, crop insurance, and direct market payments for the first time.
NexaLearn delivers 2-minute lessons in 7 languages. By Year 5, 500,000 Africans will have completed financial literacy programmes and changed how they manage money.
NexaScore will unlock β¦500 billion in microloans for people who have never had a credit history. No collateral. No guarantor. Just responsible behaviour.
From Nigeria to Ghana to Kenya to Ethiopia to South Africa β Nexa Africa becomes the pan-continental bank that belongs to all of Africa.
Nexa Africa was founded on one observation: African banking was never designed for most Africans. It was designed for people with formal IDs, formal jobs, formal addresses, and time to visit branches.
We built Nexa for the suya seller, the teacher, the market woman, the farmer, the student, the artisan, the small business owner. The people who hold Africa's economy together every single day β and deserve a bank that fights for them.
Nexa Africa combines banking, artificial intelligence, data science, financial education, and community infrastructure into one platform. It is not a fintech startup with a banking licence. It is a financial revolution with a product roadmap.
Founded
Countries by 2030
Users by Year 5
Trust without branches
Every kobo explained
Works on any phone
Even for first timers
AI fraud protection
Full Nexa banking on any phone. No internet required.
Join millions of Africans building financial futures with Nexa.
Free forever Β· No hidden charges Β· No branch needed